Prescription Drugs

CVS CareMark, a national network of 65+ pharmacies and 24/7 customer support manages your prescription benefit plan.  You can pick up your medication at any pharmacy in the network.

Prescription co-pays fall into the following tiers:

• Generic. A generic RX has the same active ingredients, strength and dosage as it is brand-name equal.  They become available after the brand’s patent expires, allowing manufacturers to produce the medication at lower costs.
•  Preferred.  Brand-name RX are more expensive due to the research & development expenses, patent protection, limited competition, marketing costs, etc.  Some patients may require a specific formulation, dosage, or delivery mechanism that is only available in the brand-name version.
• Non-Preferred.  Specialty medications that may cost thousands of dollars per dose or treatment course.  These medications require special handling and administration by a healthcare provider.
  
  

Some medications may be covered at 100%.  Examples of $0 medications are products for tobacco cessation, medicine used prior to screenings for certain health conditions in adults, vaccines & immunizations to prevent certain illnesses, contraceptives for women, & more.