benefits
Voluntary Supplemental Insurance
Voluntary accident, critical illness, and hospital indemnity insurance plans are like your financial superheroes, swooping in to save the day when life throws unexpected medical curveballs your way. From accidents to serious illnesses and unexpected hospital stays, these plans have got your back, offering a safety net against the financial expenses that your regular medical plan might not cover. When life throws you a curveball, you can rely on supplemental insurance plans to deliver a handy cash benefit right when you need it most!
Your Supplemental Insurance Plans
Voluntary Accident Insurance
Accident plans complement your medical coverage, paying in addition to what your health plan may or may not cover. It pays a lump sum amount directly to you, to use however you choose, like for out-of-pocket medical costs such as deductibles, co-pays, or non covered services. You can even use it to pay for everyday living expenses, like babysitters and take-out-food, making recovery a little easier and helping you safeguard your savings.
Types of services covered:
- Fractures
- Burns
- Concussions
- Lacerations
- Broken teeth
- Ambulance
- Emergency room visits
- Medical Tests
- Medical appliances
- Physical therapy
- and More!
Critical Illness Insurance
Medical care for illnesses like cancer and heart disease can be expensive and financially challenging to provide the support and care beyond medical treatments. Critical Illness Insurance provides a financial cushion so you can stay on track financially and focus on recovery.
Types of conditions covered:
- Alzheimers
- Cancer
- Coma
- Coronary Artery Disease
- Heart Attack
- Organ failure
- Paralysis
- Stroke
- and More!
This benefit also pays travel expenses associated with a covered person’s round-trip travel between primary residence and a hospital stay or medical facility.
Hospital Indemnity Insurance
Many people are not financially prepared for an unexpected hospital stay, with costs averaging over $11k. Hospital Indemnity Insurance provides a financial cushion so you can stay on track financially and focus on your recovery.
Types of services covered:
- Hospital Admissions
- Daily In-Hospital Stays
- Intensive Care Unit Admission
- Daily Hospital Intensive Care Unit Stays
Preventative Care
Prudential’s voluntary insurance plans include a wellness benefit, which encourages you to stay healthy by paying you and covered family members $100 incentives for health screening tests such as routine check ups, dental exams, mammogram and more. Discover which tests qualify.
A smarter, simpler, more convenient way to take charge of your insurance benefits.
Did you know...
Naming a beneficiary is vital to protect those who matter the most to you. Ensure your beneficiaries are updated in UKG.
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Money Saving Tips
Capitalize Wellness – Many of the eligible preventative wellness exams reimbursable from the voluntary supplemental insurance plans are covered at 100% by your Aetna medical insurance. Get paid $100 for a free wellness screening!
File a Claim – You might be surprised what your plan will cover. Filing claims is simple. So, even if you are unsure if your claim is covered, it is worth it to submit the claim and reap the rewards of your plan.